Pension vs. Property: Where Is the Best Place For Your Extra Cash?
Pensions are important. They give you reassurance that you'll be looked after once you're ready to give up work and – if you've paid in enough over your career – they should also help you to maintain your quality of life. But saving into a pension isn't the only way...
Should You Repay Your Debts Early?
After a few months of repayments, any debt can start to feel like a burden that hangs above your bank account waiting to swipe away money. From mortgages to car loans and everything in between, it's tempting to try and pay off your debts early and start putting that...
Pensions For The Self-employed: Four Top Tips
Working for yourself means that you have to take responsibility for your future income as well as month-to-month earnings. While those in traditional employment have benefited from auto-enrolment, self-employed people are left to fend for themselves. Follow these top...
How to Get Advice About Your Money
Most people don't get much in the way of financial education – so making long-term decisions about your money isn't always easy. But decisions about things such as mortgages, investments and debt payments can be lifechanging, which means that it's important to try and...
Low-Deposit Mortgages Back on the Market – but Are They Right for You?
After being announced earlier this year as part of the chancellor's budget, low deposit mortgages are now officially available to help first-time buyers get their hands on a property. The idea is simple enough – instead of being asked to find 10% (or potentially even...
Which Isa Is Right for You?
It's the start of a new financial year, which means now's the time to start thinking about where you want to stash your savings over the next 12 months. One option is to put your money into an individual savings account (ISA) – these are accounts that let you put away...
Planning For An Early Retirement
For many people, retirement is the dream: being free from work and taking control of your own time. In this country, people don't reach retirement age until their mid-60s - that's the point at which you're able to receive the state pension and hopefully start drawing...
Energy Price Cap Set to Rise: Switch Now to Save
The energy price cap is regulator OfGem's way of ensuring that customers don't pay too much for electricity and gas. It sets an upper limit on how much your energy supplier can charge you, and applies to anyone who's on a 'standard variable' or 'default' energy tariff...